Moving to Vietnam
The full guide is for OV membersA guide for Overseas Vietnamese who are thinking about moving to Vietnam, or who have just arrived.
Most people who make the move start with the same questions. Can I get a Vietnamese passport? Which visa do I need? What does a flat cost, how much tax will I pay, and where will my children go to school? The answers are spread across government sites, law firms and news reports, often only in Vietnamese, and they change every year.
This page puts them in one place, for your situation as an Overseas Vietnamese, and we keep it current as the rules change. It is the open part of The OV Guide to Moving to Vietnam. The full guide is for OV members and adds the experience of 17 people who made the move.
Start with your legal status, because it decides your visa, your job offers and what you can own. Since 1 July 2025, anyone with a Vietnamese parent or grandparent can apply for Vietnamese nationality and keep their foreign one; with a foreign passport, a five-year visa exemption certificate allows stays of up to six months at a time.
In short
- Test the move first: passports from 24 countries, including Germany, France and the UK, get 45 days without a visa; others an e-visa for up to 90 days.
- A central one-bedroom rents for about VND 15 million a month in Ho Chi Minh City and VND 11 million in Hanoi.
- After 183 days in Vietnam in a year, you are tax resident and pay tax on income from anywhere.
- International school fees in Ho Chi Minh City reach about VND 1 billion a year.
- Sort out health insurance before you land.
1. Visas, nationality and documents
Your status decides your visa, your job offers and what you can own. The main routes:
- Five-year visa exemption certificate. For Overseas Vietnamese with a foreign passport, and for foreign spouses and children of Vietnamese citizens. Up to six months per stay, many entries, and it costs USD 10 in Vietnam (Government of Vietnam, April 2026).
- Work permit through an employer. A temporary residence card lasts up to two years and costs USD 145.
- Vietnamese nationality. Since 1 July 2025, with a Vietnamese parent or grandparent, you can get or restore nationality and keep your foreign one, with the President's approval and no language test or residence period (Duane Morris, July 2025).
- Certificate of Vietnamese origin. Apply at a provincial Department of Justice or an embassy; checks take up to 45 days (Tuoi Tre, November 2025).
Documents. Since 11 September 2026, an apostille from the issuing country is enough for most documents. Germany, Austria and Czechia are exceptions and still need consular legalisation.
A test visit. Passports from 24 countries, including Germany, France, the UK, the Netherlands, Japan and South Korea, get 45 days without a visa under rules that run to 2028 (Government of Vietnam, August 2025). Others can use an e-visa for up to 90 days, at USD 25 for one entry or USD 50 for several. Hao Tran, co-founder of Vietcetera, suggests two to four weeks in Ho Chi Minh City from December to February, or in March, when companies plan new hires.
Sources: Government of Vietnam · Duane Morris · Tuoi Tre · Embassy of Vietnam in the US · HCCH
In the members’ guide: how a founder got a Vietnamese passport from the US in six months, what to do when a birth record is missing, and why the national ID matters more than the passport.2. Work and income
There are three common routes: a job with a company in Vietnam, income from abroad while you live here, or your own business. A job is the easiest start: the employer handles the work permit. Expect to earn less at first.
"I think it's reasonable to start with a job. When I first came here, my income went down by like 85%." (Stephen Turban on the OV Podcast)
For pay, tax on a salary and contracts, see Building a career in Vietnam. For your own company, see Building a business in Vietnam. Open roles: jobs in Ho Chi Minh City.
3. Housing
Rent. Average monthly rent for a central one-bedroom (Numbeo, October 2026): about VND 15 million in Ho Chi Minh City, VND 11 million in Hanoi and VND 14 million in Da Nang. Deposits are usually one to two months' rent, on leases of 6 to 12 months. With a foreign passport, your landlord must declare your stay to the police within 12 hours.
What you can own. Under the Land Law and Housing Law in force since 1 August 2024:
- Vietnamese citizens, also those living abroad, have the same rights as citizens in Vietnam.
- People of Vietnamese origin with a foreign passport can own a house with its land, but residential land only inside housing projects.
- Foreigners can buy in approved projects only, for 50 years plus one renewal.
Buying. New apartments in central Ho Chi Minh City sold for about VND 92 million per m² in Q2 2026 (CBRE). Home loan rates at major banks ran 9.5% to 12.3% a year in September 2026, and float higher after the fixed period.
Sources: Numbeo · Vietnam Tourism · Vietcetera · Ministry of Agriculture and Environment · Tuoi Tre · VnEconomy · CBRE · VietNamNet
In the members’ guide: what rentals yield in central Ho Chi Minh City, how to check a developer before you buy, and where members stayed their first month.4. Living costs, tax and money
Monthly costs. Without rent, one person spends about VND 12.7 million a month in Ho Chi Minh City, 11.9 million in Hanoi and 11.5 million in Da Nang (Numbeo, October 2026). Hao Tran pays VND 30 million a month for a modest two-bedroom in Ho Chi Minh City.
Tax. Since 1 July 2026, you are tax resident after 183 days in Vietnam in a year, or with a registered address or a fixed-term lease here. Residents pay tax on income from anywhere. Vietnam has tax treaties in force with Australia, Canada, France, Germany and the UK, but not the US.
Banking and cash. Bank accounts must be linked to a VNeID electronic ID by 30 June 2027. Foreigners can get one since 28 September 2026. Declare cash above USD 5,000 when you enter or leave, or the fine can reach VND 50 million.
Sources: Numbeo · Thu Vien Phap Luat · PwC · Vietnam Briefing · Tap chi Kinh te Tai chinh
In the members’ guide: what one business owner paid baristas in 2013 compared with today, what families pay for help at home, and how guests planned their first years on a lower income.5. Schools, family and healthcare
School fees for 2026-27. International school fees in Ho Chi Minh City rose 3% to 6% this year (Tuoi Tre, August 2026). ISHCMC charges VND 702 million to 1.06 billion a year, BIS Hanoi VND 658 to 970 million, and the bilingual Wellspring Saigon VND 238.5 to 409.5 million. Most international schools take applications from August to January for the next August. Schools with a foreign programme must keep Vietnamese students below 50%, so ask how they count a child with two passports.
Help at home. Since 10 September 2026, a domestic helper needs a written contract, and you must tell the commune when you hire or end the job, or pay a fine of VND 1 to 3 million.
Air. Hanoi's average PM2.5 in 2025 was 45.9 µg/m³, against a WHO guideline of 5. Ho Chi Minh City's air is cleaner: its average in 2024 was 20.9 µg/m³ (IQAir).
Healthcare. FV Hospital and Vinmec Central Park in Ho Chi Minh City, and Vinmec Times City in Hanoi, hold JCI accreditation. With a labour contract of 12 months or more, you join state health insurance through your job. The average international plan sold by the broker Pacific Prime in Vietnam cost USD 4,547 a year for one person and USD 12,505 for a family (2024 data). For an ambulance call 115; the call is free.
Sources: Tuoi Tre · ISHCMC · BIS Hanoi · Doris · VietNamNet · Lawyers of Vietnam · IQAir · FV Hospital · Vinmec · Vietnam Briefing · Pacific Prime · Thu Vien Phap Luat
In the members’ guide: a school dean's questions to answer before you visit any school, and how couples with a partner who did not grow up Vietnamese handled the first years.
For OV members
The OV Guide to Moving to Vietnam
This page has the rules and the costs. The guide has the people: what 17 people who made the move did, and what they would do differently.
- people in the guide
- 17
- steps in the plan
- 11
- Lessons from founders, recruiters, advisers and members, from OV sessions, the OV Summit and the OV Podcast
- An 11-step plan, from your first visit to your first three years
- The full checklist, with the numbers for each step, and the PDF edition
- Updated every month, and you can ask the people quoted
OV is a private network of 1,000 Overseas Vietnamese in 50+ cities.
Already a member? Open your guideChecklist before you move
The questions to answer first. The members' guide has the full checklist, with the numbers for each.
- What are you moving toward, and what will you give up for it?
- Have you spent a few weeks on the ground, with a list of people to meet?
- Which route fits you: visa exemption, a work permit, or Vietnamese nationality?
- Are your documents apostilled or legalised in the country that issued them?
- How will you earn: a job, income from abroad, or your own business?
- Can you live on a lower income for your first years?
- Have you checked when you become tax resident, and what that means for income from abroad?
- Where will you stay your first month, and will you rent before you buy?
- Does your health insurance start the day you land?
- If you have children, do you know when school applications open?
- Who will you meet before you land, and what will you ask each of them?
For OV members
The OV Guides
Moving to Vietnam, building a business and building a career. Built with the people who did it, updated every month, with more guides on the way.

