Job Description:
- Proactively seek new customers and advise/introduce customers to VPBank's current mortgage loan products: real estate, project housing, production and business consumer loans, automobiles...
- Execute daily and weekly sales plans developed by direct management
- Understand customer needs and provide premium advisory services to customers by responding to customer requests and questions quickly, professionally and courteously
- Take responsibility for accuracy and compliance in customer legal documents and paperwork
- Implement initiatives and work to enhance customer experience
- Perform other tasks as requested by direct management.
Job Requirements:
- Educational Qualifications
Associate degree or higher, preferably in economics majors: banking finance, accounting, audit, finance, economics, business administration,…
2. Relevant Knowledge/ Expertise
- Understanding of legal documents related to banking organization, banking and financial activities in general.
- Deep and broad knowledge in finance, banking, market economy, investment, insurance, real estate, securities, foreign exchange…and related regulations and legal knowledge.
- Familiarity with financial and banking products and services for priority customers and high-end customers (individuals).
3. Skills
- Good communication skills
- Good work management skills and ability to handle high pressure.
- Quick and sensitive thinking, good situation handling
- Professional demeanor, confidence
- High-end customer care skills, effective VIP customer relationship and network building
- Office IT skills
4. Relevant Experience
- Minimum 1 year of experience in banking, finance, insurance,...
- Experience in lending at credit institutions is an advantage
5. Required Competencies
- Compliance with regulations and policies
- Effective sales management.
Benefits:
- Attractive and competitive income in the Banking and Financial Services industry:
- Salary negotiable according to capacity;
- 13th month salary + Year-end performance bonus;
- Allowances (lunch, fuel, phone, hazard, seniority, ...);
- Incentive based on work performance;
- Performance bonuses by Month/Quarter/Year, ...
- Ensure benefits according to VPBank's regulations and laws:
- Social insurance, health insurance, unemployment insurance as prescribed;
- Annual health check-ups;
- VPBank Care health insurance (24/7 accident insurance, AON health insurance, family insurance);
- 14 days annual paid leave, paid leave as prescribed;
- Leave on holidays/Tet as prescribed, receive gifts from VPBank & Company;
- Annual travel;
- VPBank Staff account, free banking services;
- Preferential interest rate loans for employees with outstanding work performance; ...
- Dynamic working environment, advancement opportunities: work performance evaluation 2 times/year, regular salary adjustment 1 time/year, exceptional salary adjustment for employees completing outstanding work;
- Training courses in skills, professional expertise, specialized knowledge: new employee training, internal specialized training, Company supports costs for short-term external courses;
- Participate in Company and Bank cultural and sports activities: VPBank sports day (football, badminton, chess, ...); Sing & Dance competition, Champion competition; volunteer trips, ....
