Job Description
1. Manage time effectively to complete work with high efficiency, collaborate with relevant units, maintain relationships with existing Credit Customers to increase business effectiveness at each Enterprise Customer Center
2. Receive and/or process transactions using the granted Credit Limit, including Limit, Disbursement, Guarantee, Trade Finance, Collateral Release, post-loan services (including inquiries/claims from business units and customers/related departments) and direct workflows with relevant functional units in MSB including Business Units and Operations Division,…; manage progress and timeline for providing credit services to customers
3. Regularly enrich and improve customer database; manage information updates accurately, ensure convenient connection - query, support customer consultation and guidance, provide experience services in MSB's Credit field
4. Transfer files to Post-Audit within the deadline, store and safely preserve all credit files, valuable documents, original documents with equivalent monetary value including but not limited to: Invoices, Contracts, Document sets showing ownership of import-export goods according to international trade payment methods
5. Prepare or extract, consolidate certain reports from satellite business management systems according to assignment by competent authority or according to functional scope and MSB regulations at each period
6. Fully participate in training and coaching courses as required by MSB and work needs
7. Other tasks as assigned by Team Leader or Manager
Job Requirements
- Candidates with Bachelor's degree or higher
- Understand clearly the processes and regulations on Enterprise Credit products, understand State and Industry regulations on banking to be able to advise and guide customers on using the granted Limit
- Have the ability to analyze and assess credit risk, operational risk and know how to prevent them
- Understand and be familiar with professional ethics
BENEFITS WHEN JOINING MSB
1. Attractive Salary and Bonus:
• Competitive salary compared to the market and commensurate with ability, will be negotiated when candidates pass the Interview round.
• Attractive incentive/KPI bonus scheme and commission, paid monthly, unlimited income (for sales positions and some special positions).
• Year-end performance bonus from 2 to 5 months average salary of the year, depending on evaluation and ranking results.
2. Comprehensive Welfare Policy:
• Insurance according to legal regulations and private health insurance for MSB staff.
• Diverse welfare schemes: flexible working hours, summer leave, birthday leave, school opening leave for children,...
• Loan program with preferential interest rates for employees.
3. Training and Career Development:
• In-depth and systematic training programs in the direction of transformation (Re_skill, Up_skill, New_skill), customized for each job position group.
• Guided and mentored carefully by leaders, direct managers and industry experts.
• Management development program for employees with potential, helping them prepare for management and leadership positions in the future.
• Priority recruitment of management level from internal staff, creating advancement opportunities for employees.
4. Professional Working Environment and Dynamic Corporate Culture:
• Comfortable, friendly, emphasizing sense of responsibility, mutual support.
• Dynamic, creative, encouraging innovation and continuous learning.
• Respect for differences, emphasizing teamwork spirit and effective cooperation.
• Many vibrant cultural, sports and entertainment activities, creating a cohesive and joyful working environment.
• Multiple years in a row recognized by HR Asia as "Best Place to Work in Asia" and by Anphabe as "Enterprise with Happy Human Resources".
