Job Description
1. Care for and serve customers in the managed portfolio to ensure MSB's regulations and service quality standards.
2. Develop business plans, develop customers, contact, introduce, advise, and sell MSB products, with a focus on unsecured credit products, secured credit products and other cross-selling products (as prescribed in each period) to complete/exceed assigned targets;
3. Ensure advisory, guidance, and selection of quality customers so that many customers are approved for credit loans and use many products, regularly and continuously using the bank's services;
4. Build and expand new and existing customer base through advising comprehensive utility solution packages instead of selling individual products, contributing to increasing the number of products owned per customer and increasing customer loyalty.
5. Maintain and develop relationships from existing customers and potential customers
Job Requirements
1. Qualifications: Associate degree or higher in specializations: Finance - Banking, Business Administration, Economics or related fields...
2. Experience:
• Have experience selling credit products or sales in Finance, Banking, Insurance and related fields... Experience will correspond with the recruitment level.
• Or at minimum 01 year with outstanding sales performance in other industries.
3. Competencies:
• Good negotiation and persuasion skills
• Ability to read and analyze financial reports
• Ability to approach and exploit customers
• Ability to identify and manage risks
BENEFITS WHEN JOINING MSB
1. Competitive Income – Commensurate Treatment
• Attractive salary negotiated, commensurate with your abilities and experience.
• No KPI applied in the first 4 months (2 months probation and 2 months after probation), giving you time to adapt, build customer files and develop a solid business foundation (applies to Level 1 RM)
• Attractive incentive policy, commissions and unlimited income based on business results.
• Year-end performance bonus up to 5 months salary based on evaluation results and operational effectiveness.
2. Digital First – Maximum Technology Support
• Work in a modern banking environment, strongly applying digital technology to improve business efficiency and customer experience.
• Equipped with digital tools and platforms to optimize work processes, increase productivity and focus on value-creating advisory activities.
3. Guided to Develop
• Clear integration, training and development roadmap from the moment you join.
• Accompanied, guided and mentored by experienced management, leadership and expert teams.
• In-depth training programs oriented towards Re-skill, Up-skill and New-skill to continuously improve capabilities.
• Clear career development opportunities with transparent advancement orientation and priority for internal human resources.
4. Comprehensive Benefits
• Insurance as prescribed and special insurance programs for MSB employees.
• Preferential loan policy for employees.
• Practical benefit policies such as birthday leave, school opening leave for children, summer leave and many employee care programs.
5. Humane Environment – Cohesion – Pride
• Open work culture, respect for differences, emphasizing spirit of cooperation and companionship.
• Participate in many cultural, sports and internal festival activities on a large scale such as M-Festival, MSB birthday, annual programs honoring outstanding individuals and teams.
• Become part of an organization recognized for many consecutive years by HR Asia as "Best Place to Work in Asia", while being recognized as an enterprise with happy human resources and a proud working environment in Vietnam.