Job Description
1. Plan, organize, assign and supervise the implementation of credit operations activities according to functional responsibilities, meeting objectives for business growth, compliance control and service quality experience for credit customers
2. Organize the receipt and processing of transactions using the granted Credit Limit, including Limit, Disbursement, Guarantee, Trade Finance, reconciliation, complaints, debt collection, collateral release, post-loan services (including inquiries/complaints from business units and customers/related departments),...or direct work flows with related functional units in MSB including business units and Operations Division,…; organize management of progress and timeline for providing credit services to customers
3. Organize updating, improving and enriching customer database; manage information with accuracy, ensure convenient connection - query, serve advisory and guidance work to support customers, provide service experience in MSB's Credit field.
4. Organize inspection, control and supervision of business operations; ensure first-line control responsibility, comply with MSB regulations and control laws, approve transactions/operations according to the authority hierarchy defined
5. Propose recruitment and training of personnel; assign and coordinate work within the unit; manage targets of the department and specialists:
- Manage, assign work, coordinate and supervise work, evaluate, propose commendation and discipline for staff;
- Train and support professional development for staff; conduct personnel training according to leadership assignment;
- Participate in recruitment work and build capacity development for the team of the managed department;
- Update, disseminate and guide implementation of related institutional documents;
- Build a professional, efficient and united working environment.
6. Fully participate in training courses according to MSB regulations and work requirements
7. Participate in contributing ideas to build processes and regulations related to Credit operations; propose recommendations related to processes/regulations/common operations of the organizational apparatus to contribute to improving the quality of credit services.
8. Other tasks as assigned by management
Job Requirements
1. Professional qualifications: Candidate must have a bachelor's degree or higher, graduated in Finance, Banking or equivalent majors...
2. Work experience:
- Minimum 5 years in Finance, Banking, Foreign Trade, Commerce and equivalent fields
- Thoroughly understand processes and regulations on Corporate Customer Credit products, understand general and specialized banking laws to be able to advise and guide customers on using the granted Credit Limit
- Analytical thinking and experience in credit risk and operational risk assessment
- Leadership capacity: Planning and organization, change management, team development...
BENEFITS WHEN JOINING MSB
1. Attractive salary and bonus:
• Competitive salary compared to the market and commensurate with capacity, to be negotiated when candidates pass the interview round.
• Attractive incentive/KPI bonus scheme and commissions, paid monthly, unlimited income (for sales positions and some specialized positions).
• Year-end performance bonus from 2 to 5 months average salary of the year, depending on evaluation and ranking results.
2. Comprehensive welfare policy:
• Insurance according to legal regulations and private health insurance for MSB staff.
• Diverse welfare schemes: flexible working hours, summer leave, birthday leave, school opening leave for children,...
• Loan program with preferential interest rates for staff.
3. Training and career advancement:
• In-depth and systematic training programs in the direction of transformation (Re_skill, Up_skill, New_skill), customized for each job position group.
• Guided and mentored carefully by leaders, direct managers and industry experts.
• Management development program for potential employees, helping them prepare for future management and leadership positions.
• Priority recruitment of management levels from internal staff, creating advancement opportunities for employees.
4. Professional working environment and dynamic business culture:
• Comfortable, friendly, emphasizing sense of responsibility, mutual support.
• Dynamic, creative, encouraging innovation and continuous learning.
• Respect for differences, emphasizing teamwork spirit and effective cooperation.
• Many vibrant cultural, sports and entertainment activities, creating a cohesive and joyful working environment.
• Multiple years in a row recognized by HR Asia as "Best Place to Work in Asia" and by Anphabe as "Enterprise with Happy Human Resources".
