Job description
• Advise, consult and support Business Units in implementing credit strategy for the Priority customer segment, ensuring effective and sustainable growth in outstanding loan balance.
• Coordinate and promote credit scale development, monitor and support units in achieving business targets on outstanding loan balance, borrowing customers and sales productivity.
• Communicate, guide the deployment of credit products, business programs and policies from Head Office to Business Units.
• Support units in conducting micro market analysis, exploiting and managing potential customer sources (Lead), improving conversion efficiency and increasing credit scale.
• Coordinate and advise credit solutions for large-value loans, structured loans or cases requiring specialized support.
• Monitor, evaluate credit quality, analyze causes of overdue and non-performing loans and propose solutions for loan management and handling.
• Propose building and improving credit products and policies suitable to customer needs, business orientation and market practice.
Requirements
• Bachelor's degree or higher in Finance and Banking, Economics, Accounting, Auditing, Business Administration or related fields.
• Priority given to candidates with 03 years of experience in finance and banking, credit, credit business development or credit appraisal.
• Understanding of retail credit operations, lending products and Priority customer segment.
• Ability to analyze business data, evaluate operational effectiveness and propose credit development solutions.
• Skills in planning, managing operations effectively, analyzing business environment and building business plans.
• Knowledge of customer relationship management (CRM), risk management and credit assessment.
• Good communication, coordination and problem-solving skills; ability to work with multiple business units and stakeholders.
• Proficiency in office software; English proficiency equivalent to TOEIC 450 or equivalent certificate.
BENEFITS:
- Personal and family health insurance
- Travel
- Fitness Center (Yoga, GYM,...)
- Support for sports training, transportation, childcare/kindergarten and telephone allowances
- Regular health check-ups
- 13th month salary
- Birthday leave
- Bonuses on occasions (Tet, National Day, 30/4 - 1/5, Bank Anniversary,...)
- Performance and productivity bonuses
- Preferential loans
MB Bank requires applicants to provide the following detailed information:
- Personal information: Full name, Date of birth, Gender
- Phone number and Email contact
- Education level, School graduated from
- Work experience
- 3 - 5 outstanding skills
Why should you ensure complete information when applying?
- Your profile will be evaluated quickly.
- For profiles with complete information and suitable recruitment criteria, MB Bank will proactively contact you for interview at the earliest time.
- Applicants please check email and phone regularly to not miss interview appointments.
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