Main Responsibilities
Perform management and debt recovery work for retail banking (KHCN) customers with overdue debt (arrears of 151 days or more) at VPBank according to assigned business units in the assigned area, to ensure achievement of assigned debt recovery targets and maintain overdue debt at the lowest level:
- Directly contact and visit customer homes or any necessary locations to serve debt recovery work;
- Propose solutions/plans to persuade customers to pay debts or in cases where customers do not cooperate;
- Promptly report debt recovery issues (customer subjects, business sectors, fraud or violations by bank staff...) and bad debt trends;
- Coordinate with other members in the unit to ensure good completion of debt recovery work;
- Work directly with relevant agencies (under the direction of direct management) if requested to cooperate in fraud investigation;
- Comply with VPBank's debt recovery policies and regulations, procedures, and legal regulations;
- Submit daily work completion reports to the Department Head of the assigned area. Perform tasks as assigned by direct leadership;
- Implement initiatives and work to enhance customer experience.
Job Requirements
- High school diploma or above;
- Preferred experience in debt collection or experience in finance, banking, sales, telesales, appraisal, etc.;
- Good communication skills, especially listening and persuasion skills;
- Ability to solve problems, handle situations flexibly;
- Ability to handle high workload and prioritize work;
- Good health, familiar with roads, diligent and persistent;
- Basic proficiency in office applications Word, Excel, Outlook;
Benefits
- Attractive and competitive salary in the Banking and Financial Services industry:
- Base salary (10-15 million VND) + Allowances (lunch, fuel, phone) + Incentive;
- KPI achievement bonus per month;
- 13th month salary + Year-end performance bonus;
- Quarterly/Annual incentive bonuses, other bonuses, etc.
- Ensure benefits according to legal regulations and VPBank policies:
- Social insurance, health insurance, unemployment insurance as regulated;
- Annual health check-ups;
- VPBank Care health insurance (24/7 accident insurance, AON health insurance, family insurance);
- 12 days annual paid leave, paid leave as regulated;
- Leave on holidays/Tet as regulated, receive gifts from VPBank & Company;
- Annual travel;
- VPBank Staff account, free banking services;
- Preferential interest rate loans for employees with outstanding work performance; etc.
- Dynamic working environment, advancement opportunities: work performance evaluation twice per year, regular salary adjustment once per year, exceptional salary adjustment for employees with outstanding work performance;
- Training courses on skills, professional expertise, specialized knowledge: new employee training, internal specialized training, Company supports costs for external short-term courses;
- Participate in Company and Bank cultural and sports activities: VPBank sports day (football, badminton, chess, ...); Sing & Dance competition, Champion competition; volunteer trips, etc.
