JOB DESCRIPTION
- Monitor the implementation of procedures for receiving and managing collateral assets in accordance with regulations;
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Monitor the implementation of credit verification and approval operations, drafting credit documents, disbursement, collateral release, etc. in accordance with regulations;
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Execute credit documents, approve disbursement, etc. within the scope of assigned authority and delegation;
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Organize storage and management of credit files and collateral asset files;
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Assign and coordinate file processing within the business unit cluster or region;
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Monitor debt collection work, loan interest calculation, interest rate adjustment, etc. in accordance with BVBank regulations and/or customer/business unit requests;
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Receive consultation and resolve operational issues;
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Track, inspect, and respond to/remedy recommendations in audit reports, compliance monitoring reports, supervisory reports, etc.;
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Prepare reports for the State Bank of Vietnam and other reports as required or requested by the Credit Management Center Management Board;
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Propose and provide input to improve documents and policies for building/improving systems to meet practical requirements.
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Manage and develop personnel in the Credit Support Department. Perform other tasks as assigned by the Credit Management Center Management Board.
JOB REQUIREMENTS
Qualifications/Certificates: Bachelor's degree in Economics, Banking and Finance, Law, or other related fields/specializations.
Experience:
- At least 05 years of experience in credit appraisal, credit management, or equivalent fields.
Knowledge:
- Professional expertise in credit, credit appraisal, and credit management.
- Comprehensive understanding of State Bank of Vietnam regulations and related legal regulations.
Skills:
- Management skills.
- Negotiation and problem-solving skills.
- Communication skills.
- Foreign language: English (able to read documents and communicate). Proficiency in Microsoft Office software.
